• notice of disclaimer
  

Disclaimer:

While the author has used best efforts in preparing the information, there are no representations or warranties with respect to the accuracy or completeness of the contents. The publisher and author specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended.

The advice and strategies contained herein may not be suitable for all circumstances. An attorney should be consulted where appropriate. The publisher and author shall not be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential or other damages. Materials available on and throughout this website are prepared as a public resource.

The information provided is not intended to be, nor should it be, considered legal or tax advice. Readers are advised not to take, or refrain from taking, any action based upon materials within the website. Confidential information or materials should not be sent to any individual. In the case of foreclosure proceedings, readers are advised to consult a tax specialist or your personal certified public accountant to discuss the tax implications of whatever option is pursued whether it is a short sale, deed in lieu of foreclosure, or actual foreclosure.

Depending on which choice is pursued, a borrower could experience both recognition of ordinary income from the cancellation of debt and capital gains. Please check with your tax specialist. At no time should a payment be missed intentionally. The loan modification industry is constantly changing. Theories and ideas are applicable to change and or rendered outdated at any point without notice. The author / owner do not guarantee a successful loan modification