• DIVINE HELP, LLC PRIVACY POLICY

Thank you for visiting Divine Help, LLC's website (the "Divine Help, LLC Website") which brings you the Divine Help, LLC refinancing and loan modification solution. The protection of privacy is important to Divine Help, LLC, its affiliates and subsidiaries ("Divine Help, LLC"). To better protect privacy, Divine Help, LLC provides this notice explaining Divine Help, LLC's online information practices and the choices a User can make about the way information is collected and used at this site.

What information does the Divine Help, LLC Website collect?

The primary purpose of the Divine Help, LLC Website is to provide Divine Help, LLC's customers, prospective customers, partners, stockholders, the investment community and the public ("Users") information about Divine Help, LLC and its services. From time to time, Divine Help, LLC may invite Users to subscribe to an email service, order services, and vote in polls or otherwise express an opinion, among other things. The types of personally identifiable information that may be collected at these pages include: name, address, e-mail address, telephone number, fax number, credit card information, and information about User interests in and use of various products, programs, and services. The Divine Help, LLC Website also may collect certain non-personally identifiable information when User visit many of Divine Help, LLC's the Divine Help, LLC Website pages such as the type of browser a User is using (e.g., Netscape, Internet Explorer), the type of operating system a User is using, (e.g., Windows '95 or Mac OS) and the domain name of a User's Internet service provider (e.g., America Online, Earthlink).

How does the Divine Help, LLC Website use the information?

The Divine Help, LLC Website may use the information User provide about a User to fulfill the User's requests for Divine Help, LLC's services, to respond to the User's inquiries about Divine Help, LLC's real estate, lending and services, and to offer the User other programs or services that Divine Help, LLC believes may be of interest to the User. The Divine Help, LLC Website sometimes uses the non-personally identifiable information that the Divine Help, LLC Website collects to improve the design and content of Divine Help, LLC's site and to enable us to personalize a User's Internet experience. The Divine Help, LLC Website also may use this information in the aggregate to analyze site usage.

Under certain circumstances, Divine Help, LLC may disclose personally identifiable information to third parties. Divine Help, LLC may disclose personally identifiable information, for example, in response to legal process in response to a court order or a subpoena. Divine Help, LLC also may disclose such information in response to a law enforcement agency's request. Agents and contractors of Divine Help, LLC who have access to personally identifiable information are required to protect this information in a manner that is consistent with this Privacy Policy by, for example, not using the information for any purpose other than to carry out the services they are performing for Divine Help, LLC. Although Divine Help, LLC takes appropriate measures to safeguard against unauthorized disclosures of information, the Divine Help, LLC Website cannot assure User that personally identifiable information that the Divine Help, LLC Website collects will never be disclosed in a manner that is inconsistent with this Privacy Policy. From time to time the Divine Help, LLC Website may disclose personally identifiable information to companies whose practices are not covered by this privacy notice that want to market services to a User.

If the Divine Help, LLC Website shares personally identifiable information to such a third party, Divine Help, LLC will provide User with an opportunity to opt out or block such uses. The Divine Help, LLC Website may on occasion combine information the Divine Help, LLC Website receive online with outside records to enhance Divine Help, LLC's ability to market to User those services that may be of interest to User. If User prefers to not receive marketing information from this site, please follow the Opt-Out Procedures set forth below. Finally, Divine Help, LLC will not use or transfer personally identifiable information provided to us in ways unrelated to the ones described above without also providing Users with an opportunity to opt out of these unrelated uses.

Collection of Information by Third-Party Sites and Sponsors

The Divine Help, LLC Website may contain links to other sites whose information practices may be different than Divine Help, LLC's. Visitors should consult the other sites' privacy policies because the Divine Help, LLC Website has no control over information that is submitted to, or collected by, these third parties. The Divine Help, LLC Website may sometimes offer content (e.g., contests, sweepstakes, or promotions) that is sponsored by or co-branded with identified third parties. By virtue of these relationships, the third parties may obtain personally identifiable information that visitors voluntarily submit to participate in the site activity. Divine Help, LLC has no control over these third parties' use of this information.

Cookies

To enhance User experience with Divine Help, LLC's sites, the Divine Help, LLC Website may employ "cookies." Cookies are text files the Divine Help, LLC Website place in User computer's browser to store User preferences. Cookies, by themselves, do not tell us User e-mail address or other personally identifiable information unless User choose to provide this information to us by, for example, registering for a Divine Help, LLC Website promotion. Once a User chooses to furnish the site with personally identifiable information, this information may be linked to the data stored in the cookie. Divine Help, LLC primarily uses cookies to understand site usage and to improve the content of the Divine Help, LLC Website. For example, Divine Help, LLC may use cookies to personalize a User's experience at the Divine Help, LLC Website or save User password in password-protected areas. The Divine Help, LLC Website also may use cookies to offer the User Divine Help, LLC services.

Security

The Divine Help, LLC Website has security measures in place to help protect against the loss, misuse and alteration of the information under Divine Help, LLC's control. Any time the Divine Help, LLC Website asks for a credit card number, the Divine Help, LLC Website transmits that credit card number in an encrypted format. The Divine Help, LLC Website use industry-standard, SSL (secure socket layer) encryption. Unfortunately, no data transmission over the Internet can be guaranteed to be secure. As a result, while the Divine Help, LLC Website strives to protect User personal information, Divine Help, LLC cannot ensure or warrant the security of any information User transmit to or from Divine Help, LLC's online services, and Users do so at their own risk. Once the Divine Help, LLC Website receives a User transmission, Divine Help, LLC will make reasonable efforts to ensure its security on Divine Help, LLC's systems.

Children

The Divine Help, LLC is a general audience site. It is not intended for, nor does Divine Help, LLC direct any of its content to, children under thirteen (13) years of age.

Opt-Out Procedures

Divine Help, LLC gives a User the following options for removing User information from Divine Help, LLC's database in order to stop receiving future communications from Divine Help, LLC. (Please note: Divine Help, LLC is not responsible for removing information from third-party lists or entities with which a User has previously authorized us to share its User information.)

1. You can send email to: mailto:info@divinehelpllc.com
2. You can send mail to the following postal address:

Divine Help, LLC
750 Whiteplains RD
Scarsdale, NY 10583

Correct/Update

Divine Help, LLC gives a User the following options for informing us of changes to information a User has previously provided:

1. Email to: mailto:info@divinehelpllc.com
2. Send mail to the following postal address:

Divine Help, LLC
750 Whiteplains RD
Scarsdale, NY 10583

Contacting Divine Help, LLC

If Users have any questions about this privacy statement, the practices of this site, or other matters relating to the Divine Help, LLC Website, please feel free to contact: mailto:info@divinehelpllc.com

Divine Help, LLC
750 Whiteplains RD
Scarsdale, NY 10583

Any of the policies or procedures above may be changed at any time without prior notice. Although this Privacy Policy is not a binding contract and does not create any legal rights, it does serve as an expression of Divine Help, LLC's commitment to protecting private personal information.